GoPay
Money Without Borders
A local and cross-border payment app that lets you see your balance in any currency, send money instantly worldwide, receive from anywhere, pay bills, and make local bank transfers. Powered by Fincra.
The Problem
Sending money across Africa is expensive, slow, and fragmented
Cross-border payments in Africa cost 2-5x more than the global average. Existing solutions have high fees, poor UX, or don't support African corridors well. Local bill payments require multiple apps. Currency conversion is opaque and exploitative. There's no single app that handles local transfers, cross-border sends, bill payments, and multi-currency balances.
8-12%
Avg remittance fee
1-3 days
Transfer time
3-5
Apps needed
2-5%
Hidden FX markup
Key Features
Built different. Built for Africa.
Multi-Currency Wallet
View your balance in any currency — NGN, USD, GBP, EUR, KES, GHS, and more. Switch views instantly. One wallet, every currency.
Instant Global Transfers
Send money to anyone, anywhere, instantly. No more waiting 1-3 business days. Powered by Fincra's payment infrastructure.
Receive From Anywhere
Get paid from any country with local receiving details. Freelancers, remote workers, diaspora — money comes to you.
Bill Payments
Airtime, data, electricity, cable TV, internet — all from one app. Stop juggling multiple platforms for basic bills.
Local Bank Transfers
Instant transfers to any Nigerian bank account via Fincra. No delays, no excuses.
Transparent FX Rates
Real-time exchange rates with no hidden fees. See exactly what you'll pay and what the recipient gets. No surprises.
Secure by Design
End-to-end encryption, identity verification, and transaction monitoring. Your money and data are protected.
Cross-Border Corridors
Africa-to-Africa, Africa-to-World, World-to-Africa. Every direction covered with competitive rates.
How It Works
Simple by design
Sign up and verify
Create your account, verify your identity, and your wallet is ready. Fund it from any bank account.
Choose your currency view
See your balance in any currency. Switch between NGN, USD, GBP, EUR, and more with one tap.
Send or pay
Send money to anyone globally, transfer to local banks, or pay your bills — all from the same screen.
Receive and grow
Share your receiving details to get paid from anywhere in the world. Funds arrive instantly.
Interested in GoPay?
GoPay is coming soon. Get in touch to learn more or partner with us.